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Donors give support: One-time, monthly, or annual gifts of any amount make a meaningful difference
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APPLY DONATETHE FUTURE IS BLACK AND FUNDED
We’re on a mission to close the racial wealth gap — fueling Black economic mobility across Southern California with community-driven, innovative funding solutions.
The Black Cooperative Impact Fund (BCIF) is a 501(c)(3) community-based organization that provides interest-free microloans to small businesses committed to advancing Black economic empowerment. Guided by our vision of closing the racial wealth gap, we serve as a dedicated, reliable, and sustainable source of capital — with a focus on businesses across Southern California.
HOW THE FUND WORKS
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Recipients grow their business: Direct access to startup and growth capital helps dismantle systemic barriers
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Repayments fuel the fund: Success drives future microloans and Black economic empowerment
FUELING THE MOVEMENT
With $500,000 in the fund, BCIF’s microloans can create jobs, be a catalyst for economic advancement, and stimulate the economy by generating up to $1.2 million in assets for Southern California’s Black community annually.
MICROLOAN RECIPIENTS
Financed by BCIF
FUNDING FOR THE CULTURE
Get started with an interest-free microloan to help launch or expand your business.
HOW THE FUND WORKS
Your one-time, monthly, or annual contribution helps stimulate economic growth in Southern California’s Black communities.
